CreditSmall -Cash Loan Instant 1.4
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Free Version
Publisher Description
Credit Small - Quick Cash Loan is an instant personal loan app trusted by 10lakhs Indians. Instant Personal loans starting from ₹ 1,000 to ₹ 3 Lakhs, as per your approved credit. On approval, get a direct bank transfer within minutes.
Get approved for personal, salary loans & EMIs with minimal documentation & small transaction fees.
❇️ Loan amount: From ₹1,000 to ₹8,00,000
❇️ Interest rates: From 0% to 18% per annum
❇️ Tenure: 60 days to 12 months
Example: Small business owners/self-employed can avail instant credit line of ₹10,000. The total processing fee is ~0%. The interest rate is 18% pay for a tenure of 3 months, amount payable is ₹10,450, and APR of the loan will be 27.54%.
Eligibility of Credit Small Personal Loan
❇️ Indian resident
❇️ Above the age of 21 years
❇️ You must have Valid Document ( Aadhar card, pan card, etc. )
❇️ Should have monthly ya yearly source of income
Types of loans in Credit Small Instant cash loan:
👉 Flexi Personal Loan - Avail small loans ranging from ₹1,000 to ₹10,000 with short repayment tenures ( Starting From 60 days to 6 months). To avail of flexible credit, the Now option requires a PAN Card and address proof.
👉 Personal Loan for Salaried - Avail salary loan options starting from ₹10,000 to ₹8,00,000 with tenure ranging from 3 to 15 months. All you need is PAN Card, address proof, and salary proof to apply for salaried loans.
👉 Online Purchase Need Salary - Need Salary comes with a Buy Now, Pay Later EMI option. In such loans one avails E-vouchers from Need Salary which can be used to purchase on partner platforms like Flipkart, Amazon, Myntra, Nykaa, Make my trip & more.
A representative example of Salaried Personal Loan:
❇️ Amount Borrowed (Principal amount) = ₹14,999/-
❇️ Interest Rate (APR) = 12% (on Reducing Principal Balance interest calculation)
❇️ Tenure = 6 months
❇️ Processing Fee (incl. GST) = ₹235
❇️ Amount disbursed = ₹14,764
❇️ Your EMI amount = ₹2660 (based on PMT method, sample monthly payment)
❇️ Interest amount = ₹2660 x 6 - ₹14999 = ₹961 (sample interest calculation)
❇️ Late Fee = ₹0 if paid on time
❇️ Total Cost of Loan = Processing Fee + Interest Amount + Late Fee = ₹235 + ₹961= ₹1196
❇️ Principal repayment amount = ₹14,999/- (same as amount borrowed)
❇️ Total repayment amount = Principal repayment amount + Interest Amount = ₹14,999 + ₹961= ₹15,960
Why Choose Credit Small's Instant personal loan app?
❇️ Repay borrowed amount in affordable EMIs of 60 days to 24 months
❇️ Get money in bank account less than 24 hours
❇️ Easy and convenient to use
❇️ RBI-registered NBFCs with 100% digital approval
❇️ Instant verification and speedy credit disbursement
❇️ Get 24*7 access from anywhere and anytime.
❇️ Immediate & Fastest personal loan approval.
How to avail of Instant Credit by using Credit Small App
❇️ Install Credit Now- Instant Personal Loan App
❇️ Register with your mobile number
❇️ Fill in your basic details to check Loan eligibility.
❇️ Upload KYC documents - Pan Card, Aadhar card & Address proof
❇️ Accept the offer and get instant approval for your loans.
Security:
Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.
Get your loan approved instantly. Download the app now!
About CreditSmall -Cash Loan Instant
CreditSmall -Cash Loan Instant is a free app for Android published in the Accounting & Finance list of apps, part of Business.
The company that develops CreditSmall -Cash Loan Instant is IBS Finance. The latest version released by its developer is 1.4. This app was rated by 6 users of our site and has an average rating of 3.8.
To install CreditSmall -Cash Loan Instant on your Android device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2022-04-20 and was downloaded 5,252 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the CreditSmall -Cash Loan Instant as malware as malware if the download link to com.creditsmall.instantloan.personal_loan.cashloan is broken.
How to install CreditSmall -Cash Loan Instant on your Android device:
- Click on the Continue To App button on our website. This will redirect you to Google Play.
- Once the CreditSmall -Cash Loan Instant is shown in the Google Play listing of your Android device, you can start its download and installation. Tap on the Install button located below the search bar and to the right of the app icon.
- A pop-up window with the permissions required by CreditSmall -Cash Loan Instant will be shown. Click on Accept to continue the process.
- CreditSmall -Cash Loan Instant will be downloaded onto your device, displaying a progress. Once the download completes, the installation will start and you'll get a notification after the installation is finished.
